This BSB will work irrespective of the branch in which you opened your account. NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004. BOQ Low Rate Visa Card. myBOQ offers a suite of everyday banking products. From personal finance to business finance, BOQ Specialist provides distinctive banking and financing solutions to niche market segments. 16 September 2019. Print and complete the required form. You will need. Choose between earning either Qantas Frequent Flyer Points or Velocity Frequent Flyer Points. Products and services are provided by BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian credit licence No. Earning up to 1. This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions. Your guide to your new BOQ credit card. Samsung Pay lets you use your compatible Samsung device to securely pay using your BOQ Visa Debit Card and/or BOQ Credit Card in-store and within applications. Why pay high interest rates? With our Low Rate Credit Card, you can save straight away with our purchase and balance transfer offer * 0% p. 74% p. Compare Credit Cards; Q Rewards Points;. The BOQ Platinum Visa Credit Card earns 2X Q Rewards points on all purchases. Compare credit cards Credit cards Balance transfer credit cards Interest free credit cards No annual fee credit cards Low interest credit cards. Quick, easy, at your fingertips • New to BOQ? You can open an account in minutes, right from the app. Suncorp-Metway Ltd ABN 66 010 831 722 (“Suncorp Bank”) promotes and distributes Suncorp Clear Options Credit Cards on NAB's behalf under an agreement with NAB. ) How the payment is made (e. 20. Business banking. N/A. 667/$1 is respectable but not great for a Visa card, although comes without a restrictive monthly earning cap that some other. 74% p. Credit Cards Credit Cards child pages Credit Cards child pages Credit Cards child pages. NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. Follow BOQ’s instructions on how to return these items. In circumstances where the outstanding balance on your credit card account exceeds the new requested credit limit, your account will be over limit. Contact us immediately on 1300 160 160 if you think you are or may be a victim of fraud. The choice is yours, from E-Vouchers to cash back on your account or decreasing your balance with. a. Actions. affordable . Click to see the details of cover for each brand: American Express. 4 reviews. The BOQ Platinum Credit Card offers complimentary international travel insurance when you go overseas for up to 6 months in a row. A Recurring Payment is a Regular payment from a credit or debit card that occurs when a customer has provided their credit or debit card details (card number, expiry date and security code) to allow a merchant or service provider to charge their credit or debit card regularly to pay for the services they provide to the customer. We can cover the purchase of local and international inventory to holding on-floor stock, right the way through to offering finance solutions to your. boq. Fees and charges payable. We pay our respects to Elders. Bonus Q Rewards Points will be awarded when $3,000 or more is spent on Eligible Transactions within the first 3 months from card approval date. NAB has acquired the business relating to this product from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has. Customers can manage their credit card accounts through the BOQ website and mobile app. With BOQ’s Credit Card rewards program, Q Rewards, every dollar you spend on Eligible Transactions becomes points. We're still here the help during our new hours of 8am-8pm Monday- Friday or 9am-5pm Saturday AEDT. Credit Card application must be submitted through this page or by calling 1300 771 634 and indicating that you would like the High Flyer. These banks have released updates to include limited cover for pandemics and epidemics. 0. We pay our respects to Elders. Earn up to 2. 0. 10 reviews. International Credit Cards; Customer Service for Financial Institutions; Amazon Store Card and Amazon Secured Card Promotional Financing; Make a Payment on an Amazon Store Card or Amazon Secured Card Account; Upgrade Your Amazon Visa and Earn 5% Back; Manage Your Amazon Store Card Account or Amazon Credit Builder Account Online;. 00 $0 monthly account fee if you deposit min. Events or circumstances where we will review the TMD for the product. Bank of Queensland is committed to respecting the privacy of your personal information. 74%: Interest-free period: Up to 44 days. 3. A banking package to help you through your final two years of study. From support with online banking to getting started with BOQ, check out our helpful guides and FAQ’s to help manage your banking today. m. This content has not been reviewed, approved, or otherwise endorsed by any of the. 30am-8. Log On. It also explains how to access and manage your account online through pocketbanker. Excludes balance transfers and interest free finance balances in promotional periods. Often there’s credit cards with fantastic benefits that have high interest rates - that’s the trade off and how they make money on them. com. I don’t think I’ve paid any substantial credit card interest intentionally in almost 20 years (aside from a couple of mistakes). Purchase rate p. 70%. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts. Accessing the ‘Request a Balance Transfer’ function within the Q Rewards / Other Card functions in BOQ Internet Banking. Reverts to a nice low rate on purchases to make this a strong BOQ offer. 50), or register at no cost for the. An online savings account with great ongoing rates and flexibility. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). 0% for 14 months, then 21. 74%: Balance transfer limit: 80% of available limit: Purchase rate p. George / Bank of Melbourne / BankSA Amplify Signature Credit Card: 150,000 Amplify Points. SMS your suburb name and state (e. Compare Travel Credit Cards Business Travel Media Pty Ltd and Fair Comparison Pty Ltd may receive a fee from the relevant credit provider if users click through, apply, or successfully qualify, for a loan or credit card product from or through a provider. BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. Add your bank accounts in Xero, check they're eligible, then apply by application form. A list of the types of fees you may be. Return cards and documents: If you have any BOQ debit cards, credit cards, or other banking documents, they may need to be returned. For account access cards, BOQ credit cards and BOQ visa debit cards, you can change your PIN at any BOQ branch. Commercial property. Step 1: Setting an Appointment. To request a credit limit decrease through BOQ Internet Banking, simply log on and on the left-hand side; Manage my Credit Card’ menu, click on Credit Limit Decrease and follow. a. About BOQ credit cards. 0%. BOQ Card Services are happy to help you locate and dispute transactions relating to Visa Debit, EFTPOS and ATM transactions. Subsequently analyzing more less decimal crypto. Telephone our BOQ Contact Centre (24 hours a day, 7 days per week) on 1300 557 272, select option 1 for Credit Cards to speak with one of our friendly team members, who will be able to further guide you over the phone. If your request is in relation to a BOQ Credit Card please call Citibank on 1800 261 300 to apply. 5 Qantas Spikes per u tired also use no points cap, these card is aimed at. If you have not used BOQ Internet Banking before, you will need to register first. Personal Finance. $295 + $75 p. Transfers to BOQ AccountsFee • A fee changed for each transfer order payment deducted from your account and paid to a BOQ account. 100,000 bonus NAB Rewards Points. New cards only. For access to other BOQ accounts (Day2Day, Fast Track Starter, Fast Track Saver, Term Deposit, Credit Card or Home Loan accounts) please continue to use the BOQ Mobile app. BOQ Fraud and Scam Assistance. Simply use your BOQ Specialist Signature card to purchase the latest equipment, a new car or fit-out and you can earn 1 point per $1 spent on your. Customer support is also available through the bank’s 24-hour phone support line, via email or by. Pros of using travel cards on holiday. If you have a BOQ Specialist Credit Card, click here to access the financial difficulty assistance that may be available to you. Yes. The interest rates are current as at 18 June 2012. 244616. For clear and unlimited airport lounge access, generous move insurance coverage and an benefit 20,000 Qantas Points for modern customers, Bank of Queensland's BOQ Specialized Visa Signature credit card puns well above its weight. Bank of Queensland Limited ABN 32 009 656 740 (‘BOQ’)AFSL distributes the Credit Cards under an agreement with Citigroup. 1300 55 72 72Call our contact centre. on purchases for the first 12 months, reverting to ongoing purchase rate * 0% p. The Code regulates how we communicate with our customers and handle. 1 Cancellation Up to $3,000 maximum total limit combined for sections 1. Additional 1 Qantas Point per $1 on selected Qantas products and services. That’s enough for $480 in gift cards. a. Rate reverts to 21. This typically takes between ## and ## days however each case is unique. CommBank Business Awards credit card. on balance transfers for 14 months offer, no BT. Q Rewards Points Calculator. Earning up to 1. 1. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. Everyday Plus account is a flexible and convenient bank account for personal and professional use. Please refer to the product’s terms and conditions to determine whether the Code applies. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1. 0% p. a. So, anytime you use your BOQ Platinum & Blue Rewards Credit Card, you earn redeemable points for just about anything. For pricing of term deposits of $250,000 or greater, give us a call on 1300 55 72 72, or visit your local BOQ branch. • No monthly fees – we’ve made account fees a thing of the past. For further information on fees and charges associated with your transaction or savings account, view the terms and conditions below. Check out the key features and benefits. BOQ Blue Visa Card. The BOQ Specialist Signature card with Frequent Flyer Points offers exceptional benefits that earns uncapped Frequent Flyer Points on spend. If you have a BOQ Credit Card, you can access Other Card Functions by logging on to BOQ Internet Banking and selecting your Credit Card account number. (AEST) on a business day* * A business day is defined as any day on which BOQ head office is open for business that is also a day on which banks in Melbourne or Sydney are able to effect settlement through Reserve Bank of Australia. Collect 150,000 bonus Q Rewards points when you spend $3,000 on eligible purchases in the first 3 months. Compare BOQ Specialist credit cards | Qantas Points Credit Cards The BOQ Specialist Platin card is tailored more towards frequent buyers rather frequent flyers. Get 20,000 bonus Qantas Points when you use your card 10 times within the first 2 months. Earn 2 Q Rewards points for every 1 dollar spent on eligible transactions. With no introductory offer on purchases, the ongoing interest rate of 20. Best low-interest credit cards. There are three main functions or areas on this screen: The Accounts table shows the following details about your accounts: The pending payments area shows you any future dated payments. BOQ Credit Card Terms and Conditions is a PDF document that outlines the features, fees, rates and responsibilities of using a BOQ credit card. There are three main functions or areas on this screen: The Accounts table shows the following details about your accounts: The pending payments area shows you any future dated payments. Compare Credit Cards; Q Rewards Points;. We've created BOQ not-for-profit banking options with special benefits. Bank of Queensland Platinum Credit Card. You can also use our BOQ Specialist credit card to buy a car. Rate reverts to 21. Through free both unlimited airport lounge access, generous how assurance coverage and a bonus 20,000 Qantas Points for new customers, Bank of Queensland's BOQ Specialist Student Signature credit card punches well above its weight. Terms and conditions, fees and charges and lending and eligibility criteria apply. Credit Cards Credit Cards child pages Credit Cards child pages Credit Cards child pages. 5 Qantas Points per dollar spent and with cannot credits cap, this card is goal at. Financial Difficulty Assistance Banking code of practice BSB 124-001. A balance transfer involves transferring the balance(s) on your other credit cards or loans to a BOQ Credit Card at a promotional rate for a set period of time. Purchases. St. Accept card payments (businesses)National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the credit provider and issuer of credit cards under the Card Services brand. $0 international purchase fees 2. Reason 5: It's expired. Earn Qantas Points on your everyday spend to redeem for flights, hotels, shopping, gift cards and more. Asset finance. Balance transfer fee of 2% applies. Low rate credit card at 13. for 12 months on purchases and balance transfers. Balance transfer. Updated 12 September 2023. 6. Credit Cards Credit Cards child pages Credit Cards child pages Credit Cards child pages. It can be a great way to save on Interest Charges. Simple ways to make and receive payments. Up to 1. BOQ Specialist place the highest priority on your online security. However, credit cards often come with set limits, such as $3,000 or $5,000. From a BOQ or myBOQ account to an account held at another Australian financial institution. Customer Service. interest rate on balance transfers for 12 mths. Credit Cards Credit Cards child pages Credit Cards child pages Credit Cards child pages. You can convert the points earned on your eligible BOQ credit cards to Velocity Points via your BOQ account. Credit Cards Credit Cards child pages Credit Cards child pages Credit Cards child pages. St. We pay our respects to Elders past and present. It offers 0. Points will be credited to the Primary Cardholders Velocity Account up. This site is here to help make customers, their families or friends, or the general public, more aware about fraud and scams. Lost your Visa Credit or Debit Card while travelling? No matter where you are in the world Visa's Global Customer Assistance Services provide customer assistance anywhere in the world, 24 hours a day, 7 days a week. Qantas Money Premier Titanium Credit Card: 150,000 Qantas Points. 5 Qantas Points for every $1 spent on eligible. This insurance is provided by Allianz. It gives you access to exclusive offers through the Visa Luxury. Downdetector only reports an incident when the number of problem reports is significantly. Your feed will start within 10 working days. Offer: 60,000 bonus Qantas Points when you spend $3k+ on eligible purchases in the first 90 days from new card approval. Low Rate Visa Credit Card. It is common for some problems to be reported throughout the day. BOQ's Platinum-grade card leaves a lot to be desired – particularly when it comes to earning frequent flyer points, paying fees and using the included insurance cover. 1 Qantas Point for every $1 spent on eligible purchases in Australia up to 10,000 points per month, and 0. m. Fact checked. Annual fee. From Internet Banking support, to activating your card, call our customer service team on 1300 55 72 72 for answers to all your questions. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. Get 1. BOQ Insurance offers smart Home, Contents, Landlord and Car Insurance to help you protect some of your most valuable assets. For non-credit card accounts, Internet Banking maintains history of your transactions for a minimum of 12 months after they were carried out. AFSL and Australian Credit Licence No 244616. Review your order and accept the Terms and Conditions. Credit card documents. The bank is one of the oldest financial institutions in Queensland, having begun as a building society. BOQ Internet Banking customers. 0% for 20 months, then 21. a. In this article, we will guide you through the simple steps of paying your BOQ credit card bill using GCash , so you can enjoy a hassle-free payment experience. (AEST) on a business* day. and $29 for an Additional Low Rate Credit Card. All credit limit decrease requests that are received by BOQ Specialist will be approved. Click on the SUBMIT button to save the changes. Credit'. Earn 150,000 bonus Q Rewards® points when you spend $3,000 on Eligible Transactions in the first 90 days from approval++. Whether you are purchasing a medical practice , buying equipment or need to open an everyday savings. $450 Qantas Travel Credit^. The term ICV is used for many illnesses like polio, MMR, typhoid, and yellow fever. Find out what you need to do, what information you need to provide, and how long it will take. Enter the OTP and click on ‘Continue’. Related Links. Step 4: Head to the Points Transfer menu and select Velocity Frequent Flyer. * The fee rebate of up to $10,000 is available for new Business Term Loan, Commercial Rate Loan and Business Overdraft applications received between 01 September 2023 to 31 December 2023 (inclusive) and that fund by 29. Customer support is also available through the bank’s 24-hour phone support line, via email or by visiting a branch. Through a provisioning process, your BOQ credit card can be added to use Apple Pay. Section Limit BOQ Platinum Card 1. Use the rewards calculator to calculate Q Rewards points and card value per $1 spent for the BOQ Blue Visa Credit Card. Just like you do with your card today, simply tap your phone at a contactless terminal, for purchases under $200. BOQ Specialist’s experience and dedicated service to doctors comes from experience working with the sector for over 30 years. Always access Internet Banking via or the BOQ mobile app. a if you opt in to earn Qantas Points. Just take BOQ’s very own Cash Passport Platinum Mastercard. Once your account is open and you have your new Day2Day Plus Account details, notify us that you hold a Government Pension or Concession Card and that you wish to have your account updated to be a Day2Day Plus with Concession Features. 5% processing fee applies on the purchase price. Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616 subscribes to the Banking Code of Practice 2020. Before 5. a. Earn 1. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. 15. 0% p. (a) Card issuer If you apply for a credit card through BOQ, that credit card will be issued by NAB. On the home page, click on ‘Card Activation’. Innova Design is a bonus partner of the BOQ Specialist Signature Card. If you need help finding it, you can contact BOQ customer support for assistance. Load multiple currencies: With a travel card, holiday-makers are able to use a multitude of currencies whilst travelling. Jump to main navigation; Jump. The quick and clever sign-up process can take as little as 3 minutes to complete. Card type: Visa. This credit card currently offers 0% p. disclaimer Plus, get a $0 annual fee in the first year. interest on balance transfers for the first 12 months with no balance transfer fee. Simply use your BOQ Specialist Signature card to purchase the latest equipment, a new car or fit-out and you can earn 1 point per $1 spent on your. Manage all your accounts securely online with BOQ's online banking. The OTP serves as a second-level authentication when you perform protected transactions on Other Card Functions. [7] Method 3. Business Visa Debit Card and link up to 10 cards. We pay our respects to Elders past and present. Q Rewards / Other Card functions can be found when you select your Credit Card account; Visiting your nearest BOQ branch; or; Calling 1300 55 77 72 and following the prompts for Credit Card customers Earn 150,000 bonus Q Rewards points when you spend $3,000 on eligible transactions in the first 90 days from approval. We aim resolve complaints within 30 days (or 21 days for financial hardship or a default notice). BOQ Cardholders will also be unable to use their cards to perform card transactions via ATMs, Online and EFTPOS (with the exception of selecting credit on a credit card) from 4:25am to 6:30am AEST, Sunday 21 June. For further information on fees and charges associated with your transaction or savings account, view the terms and conditions below. Never give your personal, credit card or online account details over the phone unless you made the call and the phone number came from a trusted source. 667/$1 is respectable but not great for a Visa card, although comes without a restrictive monthly earning cap that some other. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). For information on how to close your BOQ Credit Card please click here. Products and services are provided by BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian credit licence No. It offers complimentary international travel insurance, complimentary purchase cover insurance,. Fees and charges payable. will apply to any purchases made with the BOQ Blue. 1300 55 72 72Call our contact centre. for 20 months on Balance Transfers BOQ Credit Guide. com. NAB's standard credit assessment criteria apply. New cards only. Reverts to cash advance rate of 21. When receiving payments from a third party, please ensure you provide them with this universal BSB, your account number and the. 60,000 PTS. The Banking Code of Practice (‘Code’) may not apply to all products advertised on this website. Bonus Q Rewards Points will be. This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. To redeem Rewards points for Velocity Points, individuals must be a Velocity Member and have advised BOQ of their Velocity Frequent Flyer membership number prior to redemption. Transactions Dispute_(0622) Incorrect Transaction Currency (select one)This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions. Read our FAQs for more information. Redeem. Just like you do with your card today, simply tap your phone at a contactless terminal, for purchases under $100. These set limits could determine the kinds of things you use your credit card for. As a Card Member or Additional Card Member, You are entitled to insurance coverage and services under this Policy when You have one of the following cards and meet all the eligibility criteria (see the Eligibility for Insurance Table): a. Plus, enjoy a low ongoing annual fee of $55 and up to 55. Deal: BOQ Specialist Signature Card: up to 130,000 Qantas or Velocity Points ($4,000 Spend in 3 Months), $400 Annual Fee, Store: BOQ, Category: Financial Available exclusively to medical, dental, veterinary and accounting professionals. Look for the “Statements” or “Documents” section, where you should be able to find and download your credit card statement. The Bank of Queensland (BOQ), formerly known as the Brisbane Permanent Benefit Building and Investment Society (BPBBIS) between 1874–1970, is an Australian retail bank with headquarters in Brisbane, Queensland. If you require a different limit you can enter a new amount by selecting Does a different limit suit your current needs?. Income up to 1. The table below shows which of the most popular accounting packages currently work with BOQ Internet Banking. This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions. Important Information. Pay off debts quicker: Since you won’t accrue interest on the purchase rate during the given. If your dispute is related to a Credit Card, please contact us on 1300 55 72 72. For lost/stolen Credit Cards contact BOQ on +617 3336 2222. Terms & conditions apply 2. Q Rewards / Other Card functions can be found when you select your Credit Card account; Visiting your nearest BOQ branch; or; Calling 1300 55 77 72 and following the prompts for Credit Card customersBank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). Earn 1 Qantas Point for every $1 spent on eligible purchases up to $120,000 in. . Powered by Sandstone Technology# Asset finance on card A 1. For terminals that don't have contactless. Apply for your feed. You can now view and manage your BOQ Specialist Cards within the app. If you need us, please call 1300 55 72 72 (available 24/7). Accounting Package Integration FAQs. Above information including interest rates, fees and charges are current as at 11 May 2022. We offer our employees a wide range of financial employee benefits to BOQ products which include fee-free transaction accounts, discounted insurance, credit cards, home lending, personal lending and Salary packaging. Enjoy 0% p. , in-person, online, via phone, etc. Read full review. Whether you're looking to compare accounts, open a savings account or term deposit, we’re here to help. Interest-free days on. If your BOQ Visa Debit Card has been lost or stolen, please call Customer Contact Centre 1300 55 72 72 (or +617 3336 2222 from overseas) to organise a replacement card (this service is available 24/7). When selecting a credit card to begin building your credit score here are some things to consider:Credit provided by Bank of Queensland Limited ABN 32 009 656 740 (Australian Credit Licence Number 244616) (BOQ). We pay our respects to Elders. Up to 55 days interest-free on purchases. , credit, debit, rewards, gift, etc. Registered office: 115 Colmore Row, Birmingham, West Midlands B3 3AL. Good For Solo Travellers: The MasterCard Cash Passport is a great option for solo travellers wanting a safe and reliable payment method when travelling overseas. Earning up at 1. a. They are kind and considerate to others. Earning up to 1. Click here to open new window here to open new windowAnnual fee. The closing of that account was the same but different. Savings Account Interest Rates. 0. (a) Card issuer If you apply for a credit card through BOQ, that credit card will be issued by NAB. Q Rewards Points Calculator. George Amplify Qantas Signature credit card. For lost/stolen Visa Debit Cards contact BOQ. Basic Home Loan: This is a low-interest-rate home loan with minimal features and no fees if you open a transaction account to make the loan repayments. by Credit Card. With BOQ Instalment Plans, you can break your purchases into manageable monthly instalments over a set term from 1-5 years.